Open Payments Track Test

Much has been said about PSD2 and open banking this year, but there is yet very little about actual practice and early experience in this emerging space.

Together with Rainmaking and Magna Carta, we’re organising a practical, hands-on conference on Open Payments in late September, not just centred around Ixaris and OPE but also banks, fintechs and even competing as well as complementary, payment platforms. We’ve crunched the data and the insights, now it’s time to test open commercial payments out on the track with the business community.

This event will be run in the spirit of a ‘track meet’ for both commercial payments execs as well as payment geeks. The opening lap tests demand for open payments from all sides of the commercial payment ecosystem with sessions from financial institutions, infrastructure providers, customers and innovators. After lunch, our developer lap explores the challenges and practicalities of open payments adoption, to inspire the solutions that will help overcome them.

Go to our EventBrite page to register, and download the updated agenda (PDF)!


Chris Dunne
Sales Director – Scheme, Government and Financial Institutions

Chris Dunne has commercial responsibility for Vocalink’s scheme businesses (covering Bacs, Faster Payments, Cheque and Credit Clearing and Current Account Switching), as well as the Government and Financial Institution businesses. He is also responsible for managing the executive relationships with the payments industry and Bank of England. Chris is also a member of the Payment Systems Regulator Panel.
He joined the company in 2004 and has played a key role in the successful implementation of the Bacs technology renewal programme, the delivery of Faster Payments and the new Current Account Switching Service. He has held several senior roles as Customer Services Director, Strategy Director and Payment Services Director before taking on his current role.
Chris was previously Head of Strategy for the Treasury Services division at Reuters. Prior to that he held a number of roles in the foreign exchange industry and at KPMG.
Chris has a First in Computer Science from Royal Holloway, and he maintains a keen interest in technology and cyber security.

Michael Carbone
Managing Director, Sage Payments UK LTD

Michael brings over 30 years of payments industry expertise of which over 25 years have been dedicated to the commercial payments and transaction banking payments arena. His experience spans banking, technology and consulting businesses. He has held various executive marketing, product management, financial, risk and business management positions during his career. Michael has been responsible for leading organizations into new payment enterprises in globally recognized organisations including Citi, American Express, JP Morgan, MasterCard and Sage.

Michael was recruited by Sage to create a regulated payments entity and solution within Sage’s largest business, the UKI Division. Within 12 months, he created, implemented and established an enterprise management model for a Financial Conduct Authority (FCA) regulated e-Money licensed institution, Sage Payments UK LTD. In October of 2015, Sage launched Sage Payments, a market first “payments out” solution enabling Sage customers to make and automatically reconcile instant supplier and payroll payments from within Sage’s core ERP software.

Previously, Michael was the CEO and Founder of Byram Consulting LLC, a global payments consultancy he established in 2012 to focus on delivering consulting and advisory support to emerging ventures focused on the commercial and mobile payments segments.

For 11 years, Michael was a senior member of the MasterCard Advisors Team and the Global Lead for the Commercial Card Consulting Services Practice. He was responsible for creating and developing the commercial segment practice into the single largest of its kind in the industry.

Prior to joining MasterCard, Michael was with JP Morgan Chase for 7 years where he held various senior Commercial Card product and business management positions across all b-to-b markets and products including Business, Corporate, Purchasing and Fleet Cards.
Prior to JP Morgan Chase, Michael worked for Citibank in both the US Consumer and Commercial card businesses. He is credited with launching Citibank’s large market commercial card business with the introduction of both Corporate and Purchasing Card products in 1992, both in the U. S. and Canada

Michael has been active in the UK’s FinTech community and the rapid acceleration of transformative payment solutions focused on enhancing the customer experience in adopting new financial services solutions. Michael also been has been a member of both the Visa and MasterCard Commercial Card Payments Advisory Committees as well as a member of commercial card processor committees for both Total Systems and First Data Resources.

Siobhan Moore
European Head of Locke Lord’s Cards and Payments Team

Siobhan leads clients with niche payment solutions through the financial regulatory maze. Clients may be new to the payment services sector, seek counsel on product or business developments or want to ensure their business and contractual structures protect their business from the outset and as their business evolves. Siobhan works with retailers, mobile phone operators, financial institutions, e-money institutions, payment institutions, programme managers and resellers. She is a commercial lawyer who liaises with regulators, drafts and reviews B2B/ B2C agreements, advises on product structure, business strategy and runs workshops.

Siobhan regularly speaks at industry conferences throughout the world. She works closely with regulators and industry bodies including; the Financial Conduct Authority (FCA) and the Payment Services Regulator (PSR) and the following trade associations; Prepaid International Forum (PIF) and the UK Gift Card & Voucher Association (UKGCVA).

For the last five years she has sat on the UK Gift Card & Voucher Association’s (UKGCVA) Executive Committee and chairs its Regulation Working Group. She also a non-executive director and board member of the Prepaid International Forum (PIF). UKGCVA and PIF are trade associations representing their members which provide a voice for the industries in which they operate. She represents both PIF and the UKGCVA in discussions with the regulatory and government bodies on the implementation of regulations affecting the industry.

Jarkko Turunen
Head of Open Banking, Nordea

Jarkko has a background in technology, having started working 20 years ago with the technologies that lead to Internet Banking – the previous big change in the banking industry.

Since joining Nordea 8 years ago he has worked with payment products and channels. Now he is responsible for taking Nordea through the next big leap in Open Banking.

Nicolas Steiner
Lecturer and Entrepreneur in Residence, Management School of Fribourg

Nicholas is a serial entrepreneur with extensive expertise in digital technology distribution and a track record of adapting company business models to the change brought by digital technology layers. An active board member, advisor & investor of companies within the Blockchain, FinTech, Digital business & Real estate, Nicolas is a lecturer & Entrepreneur in residence at the Management School of Fribourg and represent the Entrepreneurship Institute located at Level39 in London.

Phaninder Pasupula
Co-Founder & CPO, Sotec

Phaninder is a young and upcoming entrepreneur in the tech space with a background in fintech, software engineering and, blockchain.

Phaninder builds technology start-ups, not only from a tech perspective but from a broader business perspective. He has successfully grown and sold 2 businesses, and also acts as paid advisor of several well-funded start-ups in Europe.

Seweryn Bidolach
Co-Founder & CEO, Sotec

Seweryn has over 12 years’ experience in small and big IT projects as a software developer and agile delivery manager. He is passionate about business development and the move into the start-up environment was a natural fit for him.

Seweryn believes in creating social impact through commercial projects and is currently working in fintech with the focus on the open payments cloud.

David Parker
Founder & CEO, Polymath Consulting

David is the founder and CEO of Polymath Consulting who work on projects and advise organisations across the Cards & Payments industry. Polymath Consulting and David are particularly well known for their work on e-money & Emerging Payments. David is also an active mentor, NED and advisor to boards. He advises and/or sits on the boards of: Cybertonica, Stylopay and Curve along with others.

In consultancy he has worked across the complete value chain helping banks with their overall E-Money/Prepaid and Emerging Payments strategy right through to market entry analysis; as well as working with telcos, processors and programme managers on segment analysis, certification and membership applications.

Geographically his client assignments have covered Russia, South Africa, Middle East, Europe and Asia; in reality clients have come from all continents other than the Antarctic. He is an active contributor to forums on linkedin and a regular media commentator on the future of e-money/emerging payments.

He is co-chair of the People in Emerging Payments forum on linkedin and chairs conferences and events from Mumbai to Moscow; Las Vegas to London and Johannesburg/Nairobi in Africa to Colombo/Sri Lanka.

Ghela Boskovich
Head of Fintech/Regtech Partnerships at Rainmaking

Ghela is active in the fintech industry, having spent the last ten years focused on business development for core insurance and banking system solutions, the last half of which has centered on financial services pricing governance functionality. Ghela also founded FemTechGlobal to bridge the gender gap in fintech and the financial services industry and was named one of Brummell Magazine’s 2016 ‘30 Inspirational Women Innovators’, and included in Innovate Finance’s Women in Fintech Powerlist 2016. She is a regular contributor to fintech publications and discussions, specializing in dynamic pricing and customer centricity. Ghela is Head of Fintech/Regtech Partnerships at Rainmaking, home of Startupbootcamp.

Andrew Cranwell
Digital Product Director at Barclays

Andrew Cranwell is a creative and wide ranging Digital Product Director at Barclays covering the Business Banking segment. He regularly works with companies of all ages, shapes and sizes to bring new value added services and partnerships to Barclays, whether looking to the future as the latest technology hits our devices or solving traditional business financial problems using innovative approaches and design thinking.

Andrew mentors start-ups through Barclays Rise programme and being an ex-developer who has grown into a business leader he really understands both the difficulty of getting a business off the ground and the excitement of a new application, system or API.

Matt Williamson
Global Head, Payments and Cash Management, Finastra

With 20 years spent working across various subsets of the broad Fintech ecosystem on both sides of the Atlantic, Matt exudes deep insight into the financial services landscape. As Global Head of Payments and Cash Management at Finastra, the Fintech powerhouse formed by the combination of D+H and Misys in June 2017, he takes responsibility for strategy, thought leadership and ensuring that Finastra is at the forefront of enablement for its client landscape.

Prior to this post, serving both established and new market participants with the third largest financial services software provider in the world, Matt held various leadership roles elsewhere across product and technology disciplines. These included a stint within a corporate – challenging established bank market share – and within banks, where his focus was on innovating in order to preserve and expand the footprint.

This 360-degree experience has seen Matt serve 13 years at Travelex Global Business Payments, both in the UK and relocating to Washington DC to lead the integration of the Ruesch International business post-acquisition in 2008. Matt has also held the roles of SVP of Technology and Head of Wholesale Cards Technology for EMEA at Citi. Career highlights at the bank include launching the Faster Payments service for HMRC and delivering the Simple Payments Service in partnership with PayPoint for the UK Government Department of Work and Pensions.

Matt is a regular speaker at industry events, including Bankers Association for Finance and Trade (BAFT) conferences and the Finastra Universe thought leadership forums. He frequently contributes to publications including Financial IT, Finextra and Bobsguide.